Overdraft Management Services (OMS)
OMS provides prepaid program managers with comprehensive operations and reporting tools to extend and properly manage overdraft access. Integrated directly to the account-on-file processing platform, these tools include rules-driven overdraft qualifiers to manage overdraft eligibility, flexible overdraft fee assessment formulas, detailed account reporting of unearned fees and lost principal for proper income/loss recognition and commission calculation, and effective dormancy reporting to manage account closures and collections.

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